| CDBG Urban Renewal Frequently Asked Questions |
| Show All Answers Just Show Questions |
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| Q: | How do I qualify for the CDBG Program? |
| Do you own your home, deed in your name, and have lived there for at least one year at the time of application?
Do you need repairs or replacements for items like; plumbing, electrical or heating systems?
Do you live in the City Limits of Shawnee?
Does your total household income fall within HUD's Median Family Income Limits?
If you answered yes to these questions, contact our office at 273.1938 for further information and an application. |
| Dated:12/6/2007 10:42:09 AM Back to Top--^ |
| Q: | Substantial Amendment to FY 2008 Action Plan |
| The City of Shawnee is a U.S. Department of Housing and Urban Development (HUD) designated "entitlement" community. Each year, the City receives Community Development Block Grant (CDBG) funds. The Consolidated Plan is utilized as a guide to direct programming to be funded by CDBG.
The American Recovery Act of 2009 was signed into law by President Obama on February 17, 2009. The American Recovery Act of 2009, Public Law 111-5, appropriated supplemental funding for the Community Development Block Grant (CDBG). On May 5, 2009, HUD issued a Notice describing the submission requirements, submission deadlines and implementation requirements for CDBG-R funding.
The City of Shawnee has received CDBG-R funding totaling $106,896. This funding will substantially amend our FY 2008 Action Plan.
The City of Shawnee's intent is to utilize all funding to perform one (1) reconstruction and project delivery costs.
ADOPTED by the Council and APPROVED by the Mayor this 18th day of May, 2009.
Linda Peterson, Mayor
Phyllis Loftis, City Clerk |
| Dated:5/19/2009 1:30:01 PM Back to Top--^ |
| Q: | What are the housing rehabilitation programs? |
| They are loans/grants of up to $30,000 which are made available, as funding allows, to qualified homeowners to aid them in repairing their homes. Credit reports will be run and credit history will be reviewed on programs requiring partial payments. |
| Dated:3/4/2005 11:15:35 AM Back to Top--^ |
| Q: | What can the CDBG loans/grants be used for? |
| Loan/grant money can be used to repair or replace items such as a leaky roof, plumbing problems, faulty electrical wiring, sewer lines, or heating systems. Loans/grants can also be used to make the home more energy efficient with insulated windows, attic insulation and other items. |
| Dated:12/6/2007 10:42:50 AM Back to Top--^ |
| Q: | What is a First Time Homebuyer (FTHB)? |
| The definition of a First Time Homebuyer under ADDI in Title I of the National Affordable Housing Act, is an individual and his or her spouse who have not owned a home during the three-year period prior to purchase of a home with ADDI assistance. The term "first time homebuyer" includes an individual who is a displaced homemaker or "single parents" and who, even while a homemaker or married, owned a home with his or her spouse or resided in a home owned by the spouse (divorced). |
| Dated:6/17/2005 1:05:27 PM Back to Top--^ |
| Q: | What is HUD's Median Family Income? |
| The Median Family Income (MFI) limits are established by HUD at the beginning of each calendar year. The income limits are used to qualify applicants for assistance. Qualified applicants must fall within 30% to 80% of the MFI limits. The following are the 2009-2010 income limits:
30% MFI
1 person $12,300
2 persons $14,050
3 persons $15,800
4 persons $17,550
5 persons $18,950
6 persons $20,350
7 persons $21,750
8 persons $23,150
80% MFI
1 person $32,750
2 persons $37,450
3 persons $42,100
4 persons $46,800
5 persons $50,550
6 persons $54,300
7 persons $58,050
8 persons $61,800
Total Household Income cannot exceed the above MFI limits established by HUD to qualify for all programs. |
| Dated:3/27/2009 2:56:32 PM Back to Top--^ |
| Q: | What is the Neighborhood Stabilization Program (NSP)? |
| These funds have been awarded to Shawnee from the Oklahoma Department of Commerce (ODOC) as part of the Presidential Recovery Act passed into law February 2009. These funds will aid Shawnee in building four (4) affordable houses throughout scattered sites. |
| Dated:3/27/2009 2:51:28 PM Back to Top--^ |
| Q: | What is the Urban Renewal Authority and CDBG? |
| The Urban Renewal Authority was enacted by Congress in 1971 and Shawnee was one of the first Cities to become and entitlement city receiving an annual allocation from the Federal government.
CDBG stands for Community Development Block Grant (CDBG). Federal funding is received from the U.S. Housing and Urban Development Office under Title 1 of the Housing and Community Development Act of 1974.
Shawnee has sucessfully administered the CDBG Program for thirty four (34)years. |
| Dated:2/15/2008 12:46:23 PM Back to Top--^ |
| Q: | What kinds of loans and grants are available? |
| Emergency Assistance (EA) - Earned Grant:
A five (5) year mortgage will be placed on the home and the owner(s) will earn 20% of the rehab amount each year the owner resides in the house.
Home Repair (HR) - Grant/Loan:
The owner will repay 50% of the rehab amount at 3% interest over a five (5) or ten (10) year period with the remaining 50% earned at a rate of 20% each year the owner resides in the house.
Deferred Payment Loan (DPL):
Loans are available for housing rehabilitation to qualified homeowners. Of the rehabilitation amount expended, 50% is a loan and will be repaid to the City of Shawnee over a five (5) or ten (10) year period at 3% interest. The remaining 50% is earned at a rate of 20% each year the owner resides in the home.
HOME Program:
Periodically, HOME Investment Partnership Program funds are available from the Oklahoma Housing Finance Agency. The HOME grant is maintained the same as the DPL program. |
| Dated:10/31/2007 3:16:01 PM Back to Top--^ |
